The Samriddha Bhavishya Laghu Jeewan Beema is a insurance scheme designed considering the market demand and the needs of the customer base. This insurance plan offers not only insurance protection but also provides an opportunity for mandatory savings, aiming to secure a prosperous future for the customer segment. It is an extremely beneficial and practical life insurance plan.This plan ensures insurance coverage throughout the term, and upon the completion of the term, sum assured is paid adding specified amount of guaranteed benefit.
| Description |
|---|
| Accidental Death Benefits and Permanent Total Disabilities Rider – Can be added to the policy |
| Low premium rates – Competitive and affordable rates |
| Purchase process and insurance-related services – Available online through digital mediums |
Maturity Benefits
If the policy remains active till maturity date through regular payments, additional benefit as per below table shall be paid.| Term (In Years) | Percentage of Sum Assured |
|---|---|
| 5 | 5% |
| 10 | 10% |
| 15 | 15% |
| 20 | 20% |
| Description |
|---|
| Death Benefits – On death of the life assured during the policy term, Sum Assured is payable. |
| Surrender Benefits – After paying 3 full year premiums, the policy can be surrendered. Surrender Value will be as per guidelines of Nepal Beema Pradhikaran. |
