Plan Description
This is a Non-Linked, Non-Participating, Regular and Single Premium Individual Life Micro Endowment Plan
providing savings and insurance cover.
It is designed for individuals without formal insurance coverage, especially in the microfinance sector.
✔ Maturity Benefit
On survival at maturity, Sum Assured + guaranteed additions is payable.
✔ Death Benefit
On death during policy term, Sum Assured + guaranteed additions is payable to nominee.
✔ Loan & Surrender
- Available after 3 years premium payment
- Up to 90% surrender value loan
- As per Nepal Insurance Authority guidelines
NIA Approval Date: 2082-01-08
