| Plan Features | |
|---|---|
| Feature | Details |
| Basic Sum Assured | Minimum: NRs 25,000 Maximum: NRs 500,000 |
| Total Sum Assured Limit | As per Micro Insurance Guidelines, total sum assured including riders should not exceed NRs 500,000 |
| Entry Age | Minimum 18 years Maximum 60 years |
| Policy Term | 5, 10, 15 and 20 years |
| Maximum Maturity Age | 70 years |
| Mode of Premium Payment | Yearly, Half-yearly, Quarterly |
| Premium Payment Term | Same as policy term |
The Samriddha Bhavishya Laghu Jeewan Beema is designed considering market demand and customer needs. It provides insurance protection along with mandatory savings for a secure future.
The plan ensures coverage throughout the term, and upon completion, the sum assured is paid with guaranteed benefits.
On death of the life assured during the policy term, Sum Assured is payable to nominees/legal heirs.
After paying 3 full year premiums, the policy can be surrendered. Surrender Value will be as per Nepal Beema Pradhikaran guidelines.
If the policy remains active till maturity date through regular payments, additional benefits shall be paid.
