| Feature | Details |
|---|---|
| Basic Sum Assured | Minimum: NRs 25,000 Maximum: NRs 500,000 |
| Total Sum Assured Limit | As per Micro Insurance Guidelines, total sum assured including riders should not exceed NRs 500,000 |
| Entry Age | Minimum 18 years Maximum 60 years |
| Policy Term | Minimum 1 year Maximum 15 years |
| Maximum Maturity Age | 65 years |
| Mode of Premium Payment | Yearly, Half-yearly |
| Premium Payment Term | Same as policy term |
Samriddhi Kawach Micro Term Life is a Non-linked, Non-Participating Individual Life Term Insurance plan designed for financial protection of individuals, especially those without formal life coverage.
Sum Assured is payable to nominee/legal heirs on death during policy term. Policy terminates after payment.
No maturity or survival benefits are available under this plan.
